A little bit of history

The origins of RFA (short for Realty Financial Advisors) date back over 20 years to 1996 when the company began as a private real estate investment and asset management firm. Today, RFA operates a number of businesses involving Canadian real estate, including residential mortgages.
Our financial strength, reputation and ability to forge strategic alliances uniquely positions RFA to bring superior service and innovation to the mortgage brokerage community.

Our extensive capital market strength will promote mortgage product innovation for the benefit of the Canadian borrower.


We have 25 years of experience developing real-estate related business platforms in Canada.


We are a privately owned Canadian company backed by Canadian capital.

Click here to learn more about RFA's history, and view some common questions about us.

A common sense approach.

In contrast to the increasing complexity of the residential mortgage market, our focus is on the delivery of clear, easy to understand mortgage products. We look forward to offering an expanding suite of products over time. Our focus is and will continue to be on common sense decision-making delivered through a diversity of products and programs. If you are a mortgage broker, we encourage you to contact our Sales department to learn more about what we can do for your clients.

See our current mortgage products.

Our current product suite is for prime business, including both high-ratio insured, conventional insured, and conventional uninsurable. If you are a mortgage broker registered with us, you can view our current products and rates in our broker portal.

High-Ratio is defined as mortgages with less than 20% down payment, and are required to be insured.


Conventional mortgages have at least 20% down. We offer both fixed and variable mortgages for these loan types.


Regulations have led to many changes for the conventional borrower. RFAdvantage is designed to assist our clients in adapting to these new rules.

Meet the Team

RFA Mortgage Corporation has assembled a team with deep experience in Canadian residential mortgage real estate.
Timothy Armstrong

Prior to joining RFA, Tim was president of a large private wealth management office involved in its real estate, investment activities, and business operations. Tim is a lawyer by training with 30 years of business experience.

Ben Rodney
Executive Chairman

Ben is President of RFA Capital, where has structured, priced and performed due diligence on over $15 billion of Canadian commercial mortgages and real estate sincing 1997.

Marina Bournas
VP Operations

Marina has a total of 17 years in the finance industry and 12 years of underwriting experience in both Prime and Alternative Lending operations and financial services.

Blake Royer
VP Strategic Initiatives

Prior to joining RFA, Blake was the president and founder of Emmit Labs and Emmit Financial, a technology and financing platform to enable data-driven energy efficiency improvements to commercial buildings.

Matt Lirantzis
Director Sales

Prior to joining RFA, Matt has held various roles within the Residential Mortgage Industry across a 17 year career, including Business Analysis, Marketing, Strategic Initiatives and Sales.

Copyright © 2019 RFA Mortgage Corporation
Ontario Mortgage Brokerage #12980